Fintr is an AI-powered personal finance assistant that helps you track your money, understand your spending, and make smarter financial decisions. No bank account linking needed.
Explore the features that make managing your finances simple and intuitive
Fintr is a mobile-first AI finance assistant that lets you log expenses by photographing receipts, receive personalized spending insights, set budgets, and work toward your financial goals, all in one app.
In the Philippines, banks are restrictive about third-party app integrations, and users are cautious about sharing their account credentials. Fintr removes that friction entirely. Using receipt scanning and AI-driven analysis, you can track every transaction without connecting your bank. The AI assistant answers your money questions, generates monthly financial summaries, and helps you understand where your money goes, so you can make informed decisions instead of relying on instinct.
Globally, hundreds of millions of people manage money without structured tools or professional guidance. This leads to poor visibility on spending, missed savings, and costly financial decisions.
Most people don't have a clear picture of where their money goes. Without structured tracking, they overspend in low-priority areas and under-save for important goals.
Existing tools require manual entry or bank linking. In the Philippines, banks restrict third-party integrations, and users are hesitant to share credentials. This creates a gap no app has fully solved.
When considering major purchases or financial commitments, people lack the tools to assess affordability or compare options. They decide based on instinct or incomplete information.
Not just a finance tracker, an assistant that guides you toward your own version of financial freedom.
Snap a photo of any receipt or screenshot. Fintr extracts the data and logs it automatically. No manual entry needed.
Track income, expenses, loans, goals, and investments in one place. Custom categories. Multiple account management. Fast, simple input designed to build consistent habits.
Ask questions about your money and get personalized answers grounded in your actual data. Monthly summaries, spending insights, and actionable recommendations.
Financial health score. Category-level spend patterns. Habitual spending trends. Budget adherence tracking. All powered by RAG to personalize insights based on your data.
Set monthly or custom budgets per category. Monitor your financial health with a clear dashboard showing income, expenses, and net savings over time.
Privacy-first by design. Track your finances without inputting your bank accounts, minimizing the risk of data leaks while keeping full control of your data.
Planning a major purchase? Fintr will assess if you can afford it based on your actual financial data, with loan assessment, eligibility checks, and investment readiness scoring.
Side-by-side comparisons for debt consolidation, loan options, insurance, and real estate investments, so you can make informed decisions before you commit.
These features represent our vision: Fintr is not just a finance tracker. It's a platform that guides you on your personal finance journey to reach your own version of financial freedom. Roadmap features may evolve based on user feedback.
Personal finance management is underserved globally. Initial research is based on the Philippine market, where fintech is dominated by payments (40% to 50%) and lending (20% to 30%), leaving personal finance tools wide open.
Source: Foxmont Philippine Private Capital Report 2026
Three trends converging at the right time.
Large language models and OCR APIs are now affordable enough to build consumer-grade AI products at low marginal cost. This was not viable even two years ago.
Smartphone and internet access continues to grow significantly across emerging markets, creating a large addressable base for mobile-first financial tools.
Post-pandemic, more people are actively looking for tools to manage money better. Existing apps are often too complex, too foreign in design, or require bank linking that users don't trust.
Every plan includes core finance tracking. Paid plans unlock more AI tokens and upcoming premium features.
Enterprise technology experience meets deep technical capability.
10+ years in B2B enterprise sales, strategic partnerships, and digital transformation across AI, data platforms, cloud, cybersecurity, and SaaS. Helps organizations turn data into measurable business outcomes through actionable insights and secure, governed AI. Leads product vision, go-to-market, and business development for Fintr.
Senior full-stack software engineer with 8+ years of experience building scalable web applications. Expertise in Ruby on Rails, React, Next.js, and AWS. Has shipped products across companies in Australia, Thailand, Malaysia, and the Philippines. Leads Fintr's architecture, AI integration, infrastructure, and the entire technical stack.
We're building a personal financial assistant that everyone deserves. Fintr's vision is to be the platform that guides you on your personal finance journey, from tracking your first peso to reaching your own version of financial freedom.